My journey to becoming a financial advisor began with a career in credit and lending, where I optimized household balance sheets. The 2008 great recession was a turning point for me, as I witnessed many families struggling due to inadequate financial planning. Motivated to make a difference, I transitioned to financial advising to help clients avoid such disruptions and secure their retirement plans through proper planning and risk mitigation.

I work with nonprofit employees, including teachers utilizing 403B plans, business owners, and high-net-worth private families. I believe that great teachers deserve access to dedicated financial professionals who have their best interests at heart. I also assist business owners, providing comprehensive financial planning and support tailored to their unique needs.

My experience includes retirement planning, income in retirement, risk mitigation, tax-efficient strategies, succession planning, and comprehensive financial planning. I use a goals-based planning approach and advanced tools like Monte Carlo Simulation to try to target outcomes and measure success probabilities.

I employ a comprehensive, five-pronged approach to financial planning to ensure that every aspect of my clients' financial health is addressed. First, I take the time to thoroughly understand my clients' goals and priorities, as this forms the foundation of a successful financial plan. Next, I conduct detailed budgeting and cash flow analysis to help clients manage their finances effectively and ensure they are on track to meet their financial objectives. Debt management is another crucial aspect of my approach; I differentiate between good debt and bad debt and develop strategies to manage or eliminate debt in a way that supports clients' financial goals.

In addition to managing finances, I assist clients with savings and investment planning, crafting personalized investment strategies that align with their risk tolerance and long-term objectives. This involves selecting appropriate investment vehicles and ensuring a diversified portfolio to minimize risk and maximize returns. Lastly, I focus on risk management and insurance planning, identifying potential risks to clients' financial well-being and recommending suitable insurance products to mitigate these risks.

This holistic approach allows me to provide clients with a well-rounded financial plan that addresses all their needs and helps them achieve their financial aspirations.This approach ensures that every aspect of a client's financial health is addressed, providing a comprehensive and personalized financial plan.

My unique approach involves a thorough understanding of each client's risk tolerance and creating minimum volatility portfolios. I use Monte Carlo Simulation and statistical methods to target various outcomes and measure the probability of success. This personalized, goals-based planning approach sets me apart from other advisors.

My favorite part of working with clients is getting to know them and their families. I value making a positive impact on their lives and being there to help them through different life stages. Building long-lasting relationships with clients and helping them achieve their financial goals is what drives me.

Having worked for some large financial institutions, I appreciate the innovative platform, planning tools, and technology at Savvy Wealth. These resources enable me to provide exceptional service to my clients and help them achieve their financial aspirations.

Neither Savvy Wealth, nor Savvy Advisors compensates directly for testimonials or endorsements provided herein, by advisers. However advisors may have an indirect financial incentive to provide testimonials.